N26 Referral Program

What You Earn

N26 lets eligible customers earn a cash bonus when friends join through their personal referral link or code and complete the required qualifying transaction. The exact reward per referral varies based on the friend's country, account type and current N26 offer. N26 currently allows eligible customers to earn up to €1,500 in total referral bonuses.

Reward: 

Variable cash bonus per qualifying referral, with up to €1,500 available in total.

Recurring?

No. N26 pays a one-time bonus for each qualifying referral.

Who Gets Rewarded?

The existing N26 customer. Some referral campaigns may also provide a bonus to the new customer, depending on the applicable terms.

What Your Friend Gets

The new customer can receive whatever introductory offer is attached to the referral campaign. Whether the new customer receives a bonus depends on the current N26 terms and offer.

Minimum Requirements

The referred person must sign up using the referral link or personal code and make a qualifying Mastercard transaction for at least the minimum amount required for the referral bonus. The minimum amount varies according to the customer's country and account type. PayPal payments do not qualify.

Country Restrictions

N26 currently lists referral rewards as available in Germany, Austria, Italy, France, Spain, Belgium, Luxembourg, Greece, Portugal, Ireland, the Netherlands, Finland, Estonia, Slovakia, Slovenia, Sweden, Switzerland, Norway, Denmark, Poland, Iceland and Liechtenstein.

Payout Method

N26 account balance

How Payouts Work

After the referred customer completes all requirements, N26 verifies the referral and deposits the bonus directly into the referrer's N26 account. N26 says the reward can take up to 60 days to arrive.