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Referrals
$0 to StartMedium Effort Passive Mobile OK

Vivid Money Referral Program

Earn €20 in rewards for each friend who joins Vivid and completes the requirements

4/5

Monthly Potential

€20 per referral, up to €100 for the first 5 referrals

The referral program can be modified or terminated by Vivid. The referred customer must complete the required actions within 90 days of registration.

Start Earning

Earning Potential

€20 per referral, up to €100 for the first 5 referrals

Time Commitment

5–10 hrs/week

Our Rating

4/5

Best For

Existing Vivid customers with friends who are eligible to open a Vivid account

What Is Vivid Money Referral Program?

What You Earn

Vivid Money currently pays eligible customers a €20 bonus in their Stock Rewards Pocket for each successful personal referral, with the €20 reward available for each of the first 5 qualifying friends, for a total of up to €100. Additional referrals may receive a lower reward.

Reward: 

€20 in Stock Rewards for each of the first 5 successful referrals, up to €100 total.

Recurring?

No. The reward is paid once for each qualifying referral.

Who Gets Rewarded?

The existing Vivid customer receives the €20 referral reward. The invited friend receives a separate promotional benefit of 3% annual fixed interest for 2 months.

What Your Friend Gets

The invited customer receives an increased fixed annual interest rate of 3% for 2 months. To qualify, they must open their Vivid account through the referral link, order their first physical card, top up at least €100 and open an Interest Rate Pocket within 90 days.

Minimum Requirements

The referred customer must use the referral link, open a Vivid account, order a physical card and top up at least €100 within 90 days of registration. They must also open an Interest Rate Pocket to receive their promotional interest benefit.

Country Restrictions

The personal referral program is currently available to Vivid customers in Austria, Cyprus, France, Germany, Italy, Luxembourg, the Netherlands, Portugal and Spain.

Payout Method

Vivid Stock Rewards Pocket

How Payouts Work

Once the referred friend completes the required conditions, the €20 referral reward is credited to the referrer's Stock Rewards Pocket. Each Vivid Stock Reward is worth €1.

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Realistic Earnings — What to Actually Expect
Vivid has a straightforward referral offer with a clearly defined €20 reward for each of the first five successful personal referrals. That gives an existing customer the opportunity to earn up to €100, while the invited customer gets a temporary 3% interest rate benefit.

The main limitation is that the €20 reward is not simply paid when someone signs up. The new customer needs to order a physical card and top up at least €100 within 90 days. The program is also currently limited to selected European countries.

✓ Pros
  • €20 in Stock Rewards per qualifying referral
  • Up to €100 for the first 5 successful referrals
  • Additional referrals may receive a lower reward
  • Rewards are credited to the Stock Rewards Pocket
✗ Cons
  • 3% annual fixed interest for 2 months
  • Must be a new Vivid customer
  • Must sign up through the referral link
  • Must order a physical card
  • Must top up at least €100 within 90 days
  • Must open an Interest Rate Pocket
How to Get Started
  1. 1
    Open Vivid Money
  2. 2
    Go to your profile and select Invite a Friend
  3. 3
    Copy your personal referral link
  4. 4
    Share the link with an eligible friend
  5. 5
    Your friend signs up through your link
  6. 6
    They order their first physical card
  7. 7
    They top up at least €100
  8. 8
    They open an Interest Rate Pocket
  9. 9
    Receive your referral reward

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Common Questions
How much can I earn from Vivid referrals?
You can currently earn €20 in Stock Rewards for each of your first 5 successful personal referrals, giving you up to €100 in total. Additional referrals may receive a lower reward.
Is the Vivid referral reward recurring?
No. The €20 reward is a one-time reward for each qualifying referral.
What does my friend need to do?
They must sign up through your referral link, order their first physical Vivid card, top up at least €100 within 90 days and open an Interest Rate Pocket.
Does my friend get a reward too?
Yes, the current personal referral offer gives the invited customer an increased fixed annual interest rate of 3% for 2 months after completing the required steps.
What are Vivid Stock Rewards?
Stock Rewards are Vivid rewards credited to the Stock Rewards Pocket. Each Stock Reward has a value of €1.
Which countries support the Vivid referral program?
The current personal referral program is available to customers in Austria, Cyprus, France, Germany, Italy, Luxembourg, the Netherlands, Portugal and Spain.
How much does my friend need to deposit?
The referred customer needs to top up their Vivid account with at least €100 within 90 days of registration.
How many friends can I refer?
You can earn the €20 reward for each of your first 5 successful referrals, for a total of €100. Vivid states that additional referrals may receive a lower reward.
How do I receive my Vivid referral reward?
The referral reward is credited to your Stock Rewards Pocket after the invited customer completes the required conditions.
Can I refer someone who already has Vivid?
The referral is intended for new Vivid customers. The invited person needs to open a Vivid account through the referral link and complete the applicable new-customer requirements.

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Quick Summary
Monthly Earning
€20 per referral, up to €100 for the first 5 referrals
Time to Earn
The referral program can be modified or terminated by Vivid. The referred customer must complete the required actions within 90 days of registration.
Cost to Start
$0 to Start
Best For
Existing Vivid customers with friends who are eligible to open a Vivid account
Effort
Medium Effort
Mobile
Yes

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Tags
referralVivid Moneyfintechbankingcash rewardsStock RewardsEuropeside hustle
Independently reviewed. Referral links may earn us a small commission — this doesn't affect our ratings.